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3098 SW Cedar Trail

Palm City, FL 34990-1954

$995,000 Active

4 Beds 2 Baths 3,352 Sq Ft $362/Sq Ft 1996 Year Built 153 Days on Market
MLS# B26014459 Listed Apr 12, 2026 Courtesy of Keller Williams Realty Of The

Single Family Residence
Property type
1 days ago
Last updated
1996
Year built
$25/mo
HOA fee
153 days
Days on market
10,221 SF
Lot size

SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views. The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!

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Type Single Family Residence
Bedrooms 4
Bathrooms 2
Half Baths 0
Living Area 2,746 sq ft
Total Area 3,352 sq ft
Subdivision RUSTIC HILLS,Rustic Hills
Zoning res
Year Built 1996
Lot Size 10,221 sq ft
Lot Features
Less Than 1/4 Acre LotCul-De-SacIrregular LotLess Than 1 AcreWest Of US 1Treed LotFencedSeptic
Roof
MetalMetal Roof
Construction
FrameFrame With Stucco
Style
Two StorySplit Level
Accessibility -
Direction Faces East
Pool Yes
Pool Features
Equipment StaysFree FormHeatedPrivate
Bedrooms
Primary Bath ShowerPrimary Bedroom Upstairs
Master Bathroom
Shower Only
Dining Room
Dining/Living RoomFamily/Dining CombinationSnack Bar/Counter
Living Room
Pantry
Flooring
CarpetTile
Interior Features
BarBuilt-in FeaturesEntrance FoyerFrench DoorsPantrySplit BedroomVaulted Ceiling(s)Volume CeilingsWalk-In Closet(s)Wet Bar
Appliances
Electric Water HeaterDishwasherDisposalDryerMicrowaveRefrigeratorWasher
Cooling
Central AirElectricZoned
Heating
CentralElectricZoned
Exterior Features
West Of Us1BalconyExterior LightsOutdoor ShowerScreened Balcony
Parking Features
2 Or More SpacesDrivewayOpen
Parking Total 4
Garage -
Garage Spaces -
Carport -
Carport Spaces -
Pets Allowed
Yes
Community Features
BoatingMandatory HoaPaved RoadPrivate Roads
Security Features
Smoke AlarmSmoke Detector(s)Security SystemSmoke DetectorLobby Secured
Association Yes
Association Fee 25
Fee Frequency Monthly
HOA Name -
HOA Contact -
Waterfront Yes
Waterfront Features
Canal FrontCanal Width 1-80 FeetCanalNavigable WaterOcean AccessWaterfrontSeawall
View
CanalRiverWaterCanal View
Water Source
Well
Sewer
Septic Tank
Annual Amount 13701
Tax Year 2025
Elementary School Bessey Creek
Middle School Hidden Oaks
High School Martin County High
School District -
Property History
For Sale - Price Changed — $995,000
Jun 17, 2026 · MLS# B26014459
$200,000
For Sale - Active — $995,000
Apr 12, 2026 · MLS# B26014459
Listed For Sale — $1,195,000
Apr 12, 2026 · MLS# B26014459
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Down Payment (20%)
Estimated Closing Costs (4%)
Total Due at Close
Our preferred lender
Major League Mortgage, LLC
Major League Mortgage, LLC · NMLS #2216568 · nmlsconsumeraccess.org
*Estimates are for informational purposes only and are not an offer or commitment to lend. Rates, payments, and terms shown are hypothetical, may not reflect current market conditions, and are subject to change without notice. Actual loan terms depend on credit approval, property details, and other factors — contact a licensed lender for accurate figures. You are free to choose any lender; use of Major League Mortgage, LLC is optional and not required to purchase or finance a property.
Agent
Jorge Martinez de Castro
Licensed Real Estate Broker
JMC Real Estate Miami, Inc.
+1 (305) 510-5589
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